Effective: November 22, 2019
Loanstar Finder, LLC d/b/a LoneStarCash.com, owns and operates the website located at www.LoneStarCash.com. LoneStarCash.com provides and maintains this site for your information. By accessing the LoneStarCash.com website, you accept and agree to be bound by these terms and conditions. Please read these Terms carefully. If you do not agree to these Terms, please exit the Website immediately.
Product and Services
LoneStarCash.com a loan referral service, connects consumers to prospective lenders participating in our network of lenders. To use the Service, you must complete an online request form that requests personal information from you, including your name, address, telephone number, email address, Social Security number, bank account information, employment information, as well as other personal and financial information. Our collection and use of this information is subject to the Website’s Privacy Policy, which is incorporated into these Terms.
Credit Decisions
LoneStarCash.com is not a lender and does not make loans or credit decisions. LoneStarCash.com does not guarantee that a lender will offer you a loan or that any loan offer will contain specific loan terms or conditions. LoneStarCash.com does not guarantee that the price, product, availability, rates, fees, or any other loan terms offered and made available by lenders through the Service are the best terms available in the market.
Once you submit a Request Form, LoneStarCash.com shares your information with our network of lenders. By submitting a Request Form, you understand and agree that you are requesting loan offers from the network of lenders. You are also agreeing that LoneStarCash.com and the lenders may contact you by any means (including email, telephone, SMS, and direct mail) so that they may assist in processing your Request Form or provide information to you about additional offers now or in the future.
Lenders who receive your Request Form review your information in real-time to determine whether your information meets the lender’s underwriting criteria. Lenders may use your Request Form information to perform a credit check. This credit check may be a “soft inquiry”, or a formal credit inquiry which leaves a “hard inquiry” on your credit report and may affect your credit score. The credit inquiries may be pulled from one of the traditional credit bureaus (TransUnion, Equifax, or Experian), or alternative credit reporting agencies such as Teletrack. By submitting your Request Form, you agree to allow lenders to request, review, and research your information in such a manner.
If a lender determines that your Request Form meets its underwriting criteria, your browser will be redirected to the lender’s website. You understand and agree that, once you have been redirected to the lender’s website, LoneStarCash.com has no further involvement in the loan registration or decision process. Your interactions with the lender are subject to the privacy policy, terms of use, and other policies or terms enforced by that lender. For questions or concerns regarding the privacy policy or terms of use, please contact your lender directly.
Electronic Disclosure
By Submitting your Request Form you agree to receive notifications, disclosures, and other documents and communications both from LoneStarCash.com and from our network of lenders. If you are connected to a lender, that lender may require you to execute an electronic loan contract. This electronic loan contract will be as binding as a loan contract in paper form. And your electronic signature will be as valid as a physical signature on a paper loan contract.
The lender may also require you to consent to receiving all notifications regarding your loan electronically. These electronic communications may include attempts to collect a debt.
In addition, the lender may require you to access documents related to a loan, including your loan contract. By Submitting your Request Form you agree to this form of access.
The lender may allow you to withdraw your consent to electronic disclosures. Please contact the lender with whom you were connected to learn more about this process. Please note, however, that not consenting to receive electronic disclosures may affect your ability to receive a loan from a lender.
Accuracy
You represent that the information you provide to LoneStarCash.com, and the lender, through your Request Form is accurate and truthful. If the information in your Request Form is not accurate and truthful, LoneStarCash.com may deny, suspend, or terminate your use of the Service.
Control over Features, Functions, and Access to the Service
LoneStarCash.com may change any information, features, or functions of the Service without prior notice. LoneStarCash.com may deny you access to all or part of the Service without prior notice if you engage in any conduct or activities that LoneStarCash.com determines, in its sole discretion, violate these Terms, the rights of LoneStarCash.com or any third-party, or is otherwise inappropriate. LoneStarCash.com is not responsible for any errors or delays in providing Service caused by errors in the Request Form information provided by you or by any technical problems beyond its reasonable control.
Disclaimers and Limitations
LoneStarCash.com uses reasonable efforts to ensure that the information on this site is accurate, but cannot guarantee such accuracy. LoneStarCash.com makes no representations regarding the use of results of any content on the site as to its accuracy, reliability or any other matter.
LoneStarCash.com AND ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THIS SITE SHALL NOT BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT, OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES ASSOCIATED WITH LoneStarCash.com ARE PROVIDED “AS IS.” LoneStarCash.com EXPRESSLY DISCLAIMS ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THE WEBSITE AND ANY INFORMATION, SOFTWARE, PRODUCTS, OR SERVICES PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. THESE EXCLUSIONS AND LIMITATIONS ARE APPLIED TO THE FULLEST EXTENT PERMITTED BY LAW.
Indemnity
As a condition of using LoneStarCash.com or the Services, you agree to indemnify LoneStarCash.com and the network of lenders from and against any and all liabilities, expenses (including attorney’s fees) and damages arising out of claims resulting from your use of LoneStarCash.com, including any claims alleging facts that if true would constitute a breach by you of these Terms.
Links to Third Parties
The Website may contain links to other websites operated by lenders or other third parties. These links are provided for your convenience and reference only. LoneStarCash.com does not operate or control in any respect any information, software, products, or services available on such third-party sites. LoneStarCash.com’s inclusion of a link to a website does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.
Dispute Resolution
Any claim or controversy arising out of or relating to the use of the Website, to the use of the Service, or to any acts or omission for which you may contend LoneStarCash.com is liable (a “Dispute”), will be settled exclusively by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association in effect at that time. The arbitration will be conducted in Texarkana, Texas and judgment on the arbitration award may be entered into any court of competent jurisdiction. No arbitrator will have the power to award damages in connection with any Dispute in excess of actual compensatory damages and will not multiply actual damages or award consequential, punitive, or exemplary damages, and each party irrevocably waives any claim thereto. The agreement to arbitrate will not be construed as an agreement to the joinder or consolidation of an arbitration under this agreement with an arbitration of disputes or claims of any non-party, regardless of the nature of the issues of disputes involved.
BY AGREEING TO THESE TERMS, YOU GIVE UP YOUR RIGHT TO SETTLE ANY DISPUTES WITH LoneStarCash.com IN A COURT OF LAW OR BEFORE A JURY. YOU ALSO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. BY USING LoneStarCash.com’s SERVICE, YOU CONSENT TO THESE RESTRICTIONS.
In the event the arbitration provisions herein become inapplicable or unenforceable, or in any instance of any lawsuit between you and LoneStarCash.com, you agree that jurisdiction over and venue of any suit will be exclusively in the state and federal courts sitting in Bowie County, Texas. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the services must be filed within one year after such claim or cause of action arose or be forever barred.
SMS Terms & Conditions
By providing your mobile phone number, you are opting into communications via SMS from LoneStarCash.com and the lenders. These communications may include a follow-up SMS message containing a link to your completed loan Request Form, payment reminders from lenders, and future offers.
For additional support: info@LoneStarCash.com
Message and Data Rates May Apply. Under no circumstances will LoneStarCash.com be responsible for fees that your wireless carrier or other third parties may charge you for use of this service.
Messages may be delayed or undelivered for various factors. Carriers are not liable for delayed or undelivered messages.
Other Terms
These Terms constitute the entire agreement between you and LoneStarCash.com. These Terms will be governed by the laws of Texas without regard to its conflict of law principles. If any part of these Terms is determined unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid and enforceable provision that most closely connects the intent of the original provision and the remainder of these Terms will remain in effect. Any failure by LoneStarCash.com to exercise or enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. LoneStarCash.com may amend these Terms at any time by posting the amended terms on its website. All amended terms are automatically effective immediately upon posting.
Questions
You may direct any questions concerning these Terms to:
LoneStarCash.com
800-900-CASH(2274)